One of the reasons for why an aircraft stays aloft is that the center of gravity is located somewhere near the center of lift of the wing. Because the center of gravity is critical to the aircraft's ability to fly, a determination of the aircraft's center of gravity and total weight is necessary, and, required by the FAA, JAR and most other Civil aviation authorities before every take-off. An overloaded or improperly balanced aircraft will require more power and greater fuel consumption to maintain flight, and the stability and controllability will be seriously affected.

Weight

In many general aviation aircraft it is not possible to fill all seats, load the baggage companment to capacity, carry full fuel, and remain within approved weight and balance center of gravity (c.g.) limits. In many four-place and six-place airplanes, the fuel tanks may not be filled to capacity when a full complement of passengers and their baggage is carried. It will be necessary to reduce the number of passengers or baggage weight if the proposed flight distance requires a full fuel load.

Balance

Balance refers to the location of the c.g. along the longitudinal axis of the aircraft. This is of primary importance to safety of flight. There are forward and aft limits beyond which the c.g. should not be located for flight. These limits are established by the aircraft design engineers to assure proper predictable aircraft control about the horizontal, vertical, and lateral axis.

Resources:
Air Atlanta
BOEING 747
After looking at several Weight and Balance programs designed for commercial aviation we at Air Atlanta decided to go with the solution offered by Flyware which included 2 separate programs that were like tailor fitted to our needs...